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Super Sale Saves the Day!

With rates as low as 7.50% APR* you can consolidate debt, plan your holiday shopping or do just about anything else. Rest easy knowing that our low rates will save the day!

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Skip-a-Pay for the holidays!

Need to free up some cash for the holidays? Skip-a-Pay can help! Skip-a-Pay lets you skip your monthly loan payment on an eligible loan, once per calendar year, for a processing fee of $40. You choose the month that works best for you!

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Refer a Friend to Mill City Credit Union

Love Mill City Credit Union and want your friends to love us, too? Refer a friend now! They’ll get $15 just for a chat. For any new friends you help us gain, you’ll get $10. So take a few seconds to refer a friend or a few!

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Build your savings with this special-rate Certificate

Secure your savings with a special rate of 1.25% APY on a 24 month Certificate. Rest easy knowing your deposits are insured by the NCUA and Excess Share Insurance to at least $500,000. Find out more + start building your savings now!

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AutoSMART car shopping + research

This powerful vehicle research and shopping platform makes finding your next auto a breeze. Compare vehicles side-by-side, locate a vehicle, get values and more!

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Financial Fitness Webinars – December and January

With our partner, BALANCE, we’re excited to offer a monthly series of webinars. December’s topic is “Ten Steps to Financial Success” and January’s topic is “Getting out of Debt”. Check out the Webinars + Seminars calendar for dates and times.

Making the Greater Good Even Greater

We believe in lending a hand and giving back to the local non-profit charities and small businesses that help build our community – organizations that make a great community even greater.

Featured Non-profit
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Welcome Home Vets Program

The Hopkins Elks Welcome Home Vets Program provides home starter kits for homeless veterans moving into permanent housing throughout the greater Minneapolis/St. Paul area. The kits help the veterans get a fresh start and transform a bare apartment into a new home.

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The latest News from Mill City CU

Mill City's 2016 Supported Charity

For a week in September the staff from multiple Twin Cities locations at Mill City CU worked diligently for many hours to make 20 cozy fleece tie-blankets for the children at Crescent Cove. We were honored on Monday to receive a visit and get to know about some of the children that would receive our blankets.

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Mill City Blog

‘Tis The Season For Budgets

The holiday season is fast approaching, and for parents that often means taking a look at the kids’ wish lists and seeing how the family finances measure up. And parents seem more prone to splurging this time of year — in fact, a study from T. Rowe Price featuring parents with 18- to 14-year-old kids found many bust their budgets during the holidays.

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Preloaded Happiness

The typical way consumers use a credit card to buy something expensive is to purchase the item first, then pay it off. Or hope they can pay it off. Everyone has done this. You want something bad enough, you buy it and then cross your fingers that you’ll be able to pay the credit card bill when the time comes. While sometimes this works, many times it doesn’t. Instead of this pay and hope strategy, try the preload method.

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