Access to over 100,000 ATMs, surcharge free!

Mill City partners with three different ATM Networks to provide surcharge free access to over 100,000 ATMs. We’re proud to offer ATM coverage that rivals and exceeds the ATM networks of much larger banks and credit unions. Find an ATM or shared branch near you with our ATMs + Branches Locator!


Puzzled by Home Loans?

Secure the final piece to your real estate puzzle with financing from Mill City Credit Union! Our experienced team and straightforward resources will help you make your dream home a reality!


TurboTax 2017 Discount

We’ve teamed up with TurboTax to help you save up to $15 on federal paid products.


Financial Wellness Webinars – March, April and May

With our partner, BALANCE, we’re excited to offer a monthly series of webinars. March’s topic is “Are You Financially Healthy?”, April’s topic is “Psychology of Spending” and May’s topic is “Solving the Mystery of Credit Reports”. Check out the Webinars + Seminars calendar for dates and times.


The place friends recommend to friends

Love Mill City Credit Union and want to share the love? Refer a friend now! They’ll get $15 just for a chat. For any new friends you help us gain, you’ll get $15. So take a few seconds to refer a friend or a few!


Complimentary Financial Review

For more than 80 years members have trusted Mill City Credit Union to keep their finances in order. Let us continue to help you budget, borrow, invest, and simply get through unexpected life events with the right help at the right time. Sign up for a FREE financial review designed just for you!

Making the Greater Good Even Greater

We believe in lending a hand and giving back to the local non-profit charities and small businesses that help build our community – organizations that make a great community even greater.

Featured Small Business

Highly Favored Events

The Shades of Beauty Expo, hosted by Highly Favored Events, LLC, is an event which was created to inspire and empower women of color to love who they are unconditionally and be unapologetically themselves.

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The latest News from Mill City CU

Mill City Blog

Take a Better Look

Half a year ago, credit reporting agency Equifax informed consumers that its data had been breached. As a result, more than 145 million Americans were at risk for identity theft. This week, Equifax said 2.4 million more consumers had been compromised than originally thought. If you were impacted by this hack, cyber thieves have access to all sorts of information, from Social Security numbers to addresses. With that data in hand, scammers can do all sorts of damage to your credit. And yet, a new study suggests people still haven’t been keeping up on their credit reports.

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The Roth Difference

According to research, retirees need about 80 percent of their working income to cover bills during the golden years. Yet Social Security only typically covers about 40 percent of working income. One way people can make up for that gap is to save independently, often through a company-backed 401(k) plan. In recent years, more employers have started offering offering Roth features in those plans. If you’re not familiar with the Roth 401(k), here some reasons to consider saving in one.

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