Blog

The Start

  • Categories: Blog
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So you’ve just landed your first real job. Congrats! Now, once you’ve finished decorating your cubicle, it’s time to get serious about saving. Below are some steps that will get you headed in the right direction.

Checking Up

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With Hurricanes Harvey, Irma and Maria causing catastrophic damage, the list of worries is extensive. One line item? Insurance coverage. Do you — would you — have enough to rebuild your property and replace your belongings if you were caught in the eye of the storm?

An Early Ending

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While many people get excited about the prospect of retiring, there can sometimes be a wide gap between perception and reality. A recent Gallup Poll found that the average retirement age is 62. Yet a separate study, from Fidelity, found that 30 percent of current retirees would return to the workforce if they could. What that likely means is that some people are retiring too early.

How The Upcoming Changes To Healthcare Law Could Affect You

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Recently, President Trump signed an executive order that opens the doors to several major changes in the health insurance landscape. Last night, he announced the elimination of subsidies that help low-income consumers with out-of-pocket costs.

The New Password Guidelines You Should Know About

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There’s good news on the horizon for everyone who’s ever forgotten an online password. So, well, everyone. A few weeks ago the National Institute of Standards and Technology — the biggest influencer when it comes to password advice — revised its recommendations for creating passwords. Experts say they’re more likely to prevent break-ins and be a whole lot easier for people to manage.

Consolidating Debt

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From holiday shopping to vacations to home improvements, without proper budgeting it’s not difficult to find yourself in serious debt. Here are the benefits of using a personal loan to better manage a tough financial situation.

Missed Out On Shred Day?

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On October 9, Mill City CU hosted a free Shred Day for members. Over 180 people contributed to nearly 6,500 pounds of paper being shredded. If you missed out, don’t fear! You have several alternative shredding options!

Shopping for a Healthier Deal

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If your car needs a repair, you wouldn’t just send it to the first auto shop you found, no matter the cost, right? Technically speaking, your body is a machine, so why wouldn’t you take care of it the same way? Yet a new study of 3,000 adults ages 65 and younger shows that people simply don’t shop around for health care coverage.

How to iSell

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Now that Apple has announced its newest iPhones (the 8 and the X), the mad race to trade in old iPhones for cash or credit has officially begun. If you’re considering trading in your old phone, you’re probably wondering where you can get the most cash for it. That largely depends on how much work you’re willing to put in to get that money.

Five steps to financial relief after a natural disaster

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As any victim of a natural disaster knows, putting your life back together may take weeks, months or even years. Fortunately, when it comes to property and finances, you can take actionable steps to reclaim what you lost. This article’s tips can’t undo the damage, but they can put you on the road to financial recovery.