Why join?

The advantages of credit union membership.

Credit unions are member-owned, not-for-profit financial cooperatives – which means member service is the main focus of a credit union. We exist for you and because of you.

We offer substantial savings over other financial institutions. You could save hundreds – and perhaps thousands – of dollars each year by using Mill City Credit Union services rather than a for-profit commercial bank. As a member-owned financial institution, Mill City Credit Union returns operating profits to our members.

You will enjoy:

  • Lower loan rates
  • Higher savings rates
  • Lower and fewer fees
  • Personal attention
  • Free Mobile + online banking, Bill Pay + eBills
  • Access to over 100,000 surcharge-free ATMs – more than most large banks
  • And many other convenient services