Loan Rates

More Payment Calculators

Actual rate based on applicant’s credit qualifications, amount financed, collateral and loan terms.
Extended financing available. Ask credit union representative for complete details.

Vehicle Loans APR* – as low as
New Auto, Truck, Motorcycle – extended terms available (calculate) 2.35%
Used Auto, Truck, Motorcycle – extended terms available 2.65%
Boat, RV, ATV, Personal Watercraft, other (calculate) 3.65%

More Payment Calculators

Personal Loans APR* – as low as
Life Happens Loan (calculate payment) 7.35%
Personal Loan (calculate payment) 9.10%
Education Line of Credit (LOC) 9.50%
Line of Credit or Overdraft Protection 11.00%
Share Secured Loan Share Rate + 2%
Certificate Secured Loan Certificate Rate + 2%

Payment example assumption: all discounts applied.

*APR = Annual Percentage Rate. Actual rate based on applicant’s credit qualifications, amount financed, collateral and loan terms. Rates and terms subject to change without notice. Loan rates apply to new loans or loans from other financial institutions and are not intended for refinancing of existing Mill City CU loans. Additional discounts may apply, ask a credit union representative for details. These rates are for example purposes only and are not an offer to enter into a loan agreement at a specified interest rate.