Rapid Refi Rates

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*APR = Annual Percentage Rate. Available only for refinancing qualified properties and may not be available in all states; some restrictions may apply. Actual rate based on applicant’s credit qualifications, amount financed, collateral and loan terms. Additional discounts do not apply. Rapid Refi loans offer no origination fee on loans maintained for 24 months or longer. Member responsible for appraisal fees and title insurance. Appraisal costs range from $75-$600 depending on the property. If you refinance an existing Mill City CU Rapid Refi, a $1000 modification fee may apply. Minimum loan amount $25,000.

Monthly payment for every $10,000 borrowed is approximately $184.17 at 4.00%APR for 5 years, $102.44 at 4.25%APR for 10 years, and $76.50 at 4.50%APR for 15 years. Property insurance is required. Payment amounts do not include tax or insurance. Consult your tax advisor on deductibility options. Ask a credit union representative for complete details.

Rapid Refi Mortgage APR* – as low as
5 Year Fixed 4.00%
10 Year Fixed 4.25%
15 Year Fixed 4.50%

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