Rapid Refi Rates

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Available only for qualifying properties and mortgage refinances and may not be available in all states. Property insurance is required. Loan-to-value, credit qualifications and other restrictions apply; contact a representative for details. Consult your tax advisor on deductibility of interest and charges. Actual rate based on applicant’s credit qualifications, amount financed, collateral and loan terms.

Rapid Refi loans offer no closing costs on loans maintained for 24 months or longer, except for the appraisal cost if required and title insurance. Appraisal costs range from $75-$500 depending on the loan amount.

If you refinance an existing Mill City CU Rapid Refi, a $1000 modification fee will apply. Minimum loan amount $25,000. Monthly payment for every $10,000 borrowed is approximately Loading… at Loading… APR for 60 months, Loading… at Loading… APR for 120 months, and Loading… at Loading… APR for 180 months. Payment amounts do not include tax or insurance.

Rapid Refi Mortgage APR* – as low as
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Payment example assumption: all discounts applied.

*APR = Annual Percentage Rate. Actual rate based on applicant’s credit qualifications, amount financed, collateral and loan terms. Rates and terms subject to change without notice. Loan rates apply to new loans or loans from other financial institutions and are not intended for refinancing of existing Mill City CU loans. Additional discounts may apply, ask a credit union representative for details. These rates are for example purposes only and are not an offer to enter into a loan agreement at a specified interest rate.