Certificates

Certificate Special

Put your money to work for you.

You work hard for your money. It’s time your money worked for you. For a limited time get 1.50% APY* on a 24-month certificate. Certificates are an ideal investment if you are looking for a guaranteed rate, low-risk investment.

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Mill City CU offers competitive certificate rates for a variety of terms. Your certificates will pay interest periodically and you elect whether to compound the dividends for maximum yield, or to receive your quarterly dividends in the form of a check or deposit into your account. A minimum investment of $1,000 is required and early withdrawal penalties apply.

Estimate Your Earnings   ➤

Open a certificate today online!

  • Current Members – log in to Virtual Branch, Self Service. Choose “Certificate of Deposit Application”
  • Potential Members – purchase a certificate as you open your initial account.

If you have your Certificates with another financial institution, compare the rates and move to Mill City CU. Check our certificate rates today or call 800-284-6328 for more information.

On certificates with a term of 24 months or longer, we offer a Step-up option. The Step-up option allows you to increase your rate during the term of the certificate ONE time to the current rate, not to exceed an increase of 1/2 percent. You will earn the higher rate for the remaining term of the certificate.

*APY = Annual Percentage Yield. Rates effective as of 12/6/2017 and subject to change without notice. Minimum amount is $1,000. Certificates will automatically renew into a 24-month term unless otherwise directed by member. A penalty for early withdrawal may apply. Eligible for badge boost. Ask a credit union representative for complete details. Federally insured by NCUA + ESI.