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Savings Builder

Build your balance, build your savings!

Get into the savings habit and earn more with Mill City’s new Savings Builder Certificate.

Build your balance with multiple deposits and higher earnings. The more you save, the more you earn! Get started with as little as $100.

  • Savings Builder Certificates are a 12 month term
  • Multiple deposits allowed up to $5,000 balance
  • Minimum value $100, maximum value $5,000
  • One certificate allowed per membership
  • Early withdrawal penalties apply

Fill out the form below to get started!

A Member Connections Representative will get in touch within 1-2 business days.

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Savings Builder Certificate Rates

APY= Annual Percentage Yield. Rates subject to change without notice. Minimum purchase amount is $100. APY may change: 0.65% APY for balances $100-$499, 0.80% APY for balances over $500. Limit one Savings Builder Certificate per member. Additional deposits allowed up to $5,000. Certificate balances at or over $5,000 will be transferred to a regular certificate at the current advertised rate. Certificates will automatically renew into a like term certificate at maturity unless otherwise directed by member.

Penalties apply for withdrawal prior to maturity date. The penalty is 180 days dividends.

Savings Builder Certificates Minimum Balance Rate APY
12 Months $100 – $499 0.65% 0.65%
- $500 – $5,000 0.80% 0.80%

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