IRAs

Prepare for your retirement.

It’s never too early or too late to prepare for retirement. Mill City CU offers IRA savings accounts that earn periodic dividends and IRA certificates in a variety of terms. You’ll find our IRA rates very competitive. As you would expect, there are no fees on your IRA account at Mill City Credit Union.

We offer exceptional levels of insurance coverage on your IRA funds at no additional cost to you. IRAs are separately insured from your other deposit accounts up to $250,000 by NCUA and $250,000 by ESI (Excess Share Insurance, a private insurer) for total coverage of $500,000.

Mill City CU offers the following types of IRAs:

  • Traditional IRA
  • Roth IRA
  • Coverdell Education IRA

If you already have an IRA with another financial institution, compare the dividend rates and fees. Moving your current IRA to Mill City CU is easy! Simply call us at 800-284-6328 to get started.