Share Savings

The difference between customer and owner.

Estimate Your Earnings   ➤

A share savings account at Mill City CU establishes your membership, making you part-owner in your credit union and entitling you to its many benefits. A $5 deposit, equal to the value of one share, is required to open and maintain your credit union account.

Our Share Savings accounts feature:

  • Competitive dividends, paid quarterly
  • No monthly or transaction fees
  • Convenient access via Virtual Branch, Mobile Money, by phone or in-branch
  • The security of NCUA insurance up to $250,000, plus an additional $250,000 by Mill City CU through the Excess Share Insurance Corp (ESI)
  • ATM card access option

Mill City CU also offers sub-savings accounts you can use to set money aside for a specific purpose, like a family vacation, school tuition, or holiday savings. There is no minimum balance requirement for sub-savings accounts.

Open An Account