Loans on a Stick

Your ticket to FAIR loan rates + a chance to win $502!

August 1st through September 16th – all Vehicle and Personal Loan applications will be entered to win one of two $50 Mastercard gift cards2!

Fill out the form below to get started.

Vehicle Loans

Flexible terms + low rates = the next Great MN get-together!

  • Low rates on new and used cars, trucks and motorcycles
  • Flexible terms, up to 84 months 1
  • Affordable monthly payments
  • Loans up to 125% of the purchase price (including tax, title, insurance, and fees)

Vehicle Loan Scenarios – For Used Automobile/Motorcycle

APR1 – as low as Term in months Payment per $1,000 borrowed
2.45% 36 $28.84
2.70% 60 $17.84
3.45% 84 $13.42

See all rates and disclosures

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Personal Loans

No matter how hard you try, you just can’t plan for everything life sends your way. We offer a full range of convenient financing solutions, with flexible terms and rates you can afford.

Personal Loan Scenarios – to fit your budget

APR1 – as low as Term in months Payment per $1,000 borrowed
9.10% 36 $31.85
9.85% 60 $21.17
10.35% 84 $16.78

See all rates and disclosures

Prefer to do some more research?

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1 APR = Annual Percentage Rate. Actual rate based on applicant’s credit qualifications, amount financed, collateral and loan terms. Rate effective as of 7/28/2017. Rates and terms subject to change without notice. Loan rates apply to new loans or loans from other financial institutions and are not intended for refinancing of existing Mill City CU loans. GMI Badge Boost available, additional discounts do not apply. Ask a credit union representative for more details. These rates are for example purposes only and are not an offer to enter into a loan agreement at a specified interest rate.

2 Eligible loan applications for Unsecured or Vehicle loans submitted between 8/1/17-9/16/17 automatically entered to win. No purchase necessary. See official rules for complete details.