Split image of boat and RV

Cruising by land or sea

RVs + Boats + ATVs

Your recreation destination.

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Recreational Vehicles (RVs) + Boats

Whether you’re hearing the call of the open road or the lure of the lake, Mill City CU has the right loan to launch your dreams. Enjoy low, competitive rates and flexible terms (with extended financing available) to pack more fun into your free time!

Our RV/Boat Loans feature:

  • Over 100% financing available
  • Terms up to 15 years1
  • Affordable monthly payments
  • New, used or refinanced

Plus, with our simple and secure online application, you can apply and get approved in just minutes!2

NADA Boat Values NADA RV Values Apply Now View Rates

Not quite ready to apply? Learn more by providing a little information. We’ll connect with you lickety-split to go over your options.

First Name *

Last Name *

Email *

Phone Number *

Preferred contact method?

Desired loan term?

Desired loan amount?

Purchase or Refinance?

How did you hear about us?

All-Terrain Vehicles (ATVs) + Personal Watercraft

Grown-ups need their toys, too… so Mill City CU makes it easy to get the affordable financing you need to get out and play.

Our ATV/Personal Watercraft Loans feature:

  • Over 100% financing available
  • Flexible terms
  • Competitive fixed rates + affordable payments
  • New, used or refinanced
Apply Now View Rates

Loan Scenarios

Payment examples are per $10,000 borrowed.

More Payment Calculators

Actual rate based on applicant’s credit qualifications, amount financed, collateral and loan terms.
Extended financing available. Ask credit union representative for complete details.

Vehicle Type Maximum Term APR* – as low as Payment Examples
RVs + Boats + ATVs 60 months 4.05% $184.39
- 120 months 4.55% $103.88
- 180 months 5.55% $81.97

Calculate your payments.

1 Rates and Payment Disclosures

2 Subject to normal credit granting criteria.

Payment example assumption: all discounts applied.

*APR = Annual Percentage Rate. Actual rate based on applicant’s credit qualifications, amount financed, collateral and loan terms. Rates and terms subject to change without notice. Loan rates apply to new loans or loans from other financial institutions and are not intended for refinancing of existing Mill City CU loans. Additional discounts may apply, ask a credit union representative for details. These rates are for example purposes only and are not an offer to enter into a loan agreement at a specified interest rate.